At Commonwealth National Bank, we are committed to helping our community thrive.
Whether it’s online or at our local branches, we provide all the convenience of a large bank with the personal touch you deserve.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Modern banking at your fingertips.
Manage your accounts, find ATMs, deposit checks, and easily transfer money instantly between your accounts or to external ones, all from our NEW app.
Download the app.
NEW
Free up your finances with our new Common Freedom Account.
Current customers can open this easy-to-manage, no-cost account online and fund immediately.
Start banking with us.
At Commonwealth National Bank, we make wealth common.
As one of only 14 Black-owned banks in the country, founded out of necessity in coastal Alabama, we have a proven record of providing premium financial services to customers with the goal of making “wealth common.”
Join our Money Matters by Enrich, a free personal finance platform that will help you reach your financial goals one step at a time.
Online Services
Seamless banking around the clock.
Business Banking Services
Expert business banking services from local professionals dedicated to your success.
- Flexible Business Checking and Savings account options
- Competitive CDs
- Download Business Accounts to QuickBooks
- Business Loan solutions
Personal Banking Services
Comprehensive personal banking options from neighbors here to help in-person or online.
- Personal Checking, Savings and CDs
- Community-focused loans
- Quick Issuance and Replacement of Debit and ATM Cards at Branches
- State-of-the-Art digital banking
Credit Card
For the first time, Commonwealth offers credit cards for our customers. Some of the many perks include:
- Competitive APR
- Both Rewards Points AND Cash Back options available
- Secured cards for those trying to rebuild credit
Mortgages
Homeownership strengthens our community and helps individuals and families build wealth. Commonwealth is proud to be able to provide mortgages to those we serve:
- Affordable Pricing
- Expansive suite of products (Conventional, FHA/VA/USDA, Jumbo)
- Fast turnaround times
Order Checks Online
Secure, Fast Ordering – Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone.
The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential.
Avoid ATM fees with our expansive ATM network.
Commonwealth’s ATM/Debit Card customers can use any Commonwealth branch ATM or any of our partner banks’ ATMs nationwide – surcharge free! These banks include Bank of America, PNC, Wells Fargo, The First, Regions & Trustmark.
Commonwealth ATMs are located at:
Main Office – 2214 St. Stephens Road, Mobile, Alabama 36617
Government Office – 3959 Government Blvd, Mobile, AL 36693
Banking on our community’s success
At Commonwealth National Bank, you’re more than just a number. We consider your entire financial journey, not just your credit score, because your success is our success and together, we build a stronger community.
We serve all members of our diverse community with dedication, especially those often overlooked by big banks. We believe everyone deserves a chance to thrive financially. Our approach addresses the unique financial needs of underserved neighborhoods and helps turn possibilities into realities.
Since 1976
The only bank headquartered in Mobile, Alabama.
Service, Integrity, Confidentiality, Profitability, Security.
In 1976, Commonwealth National Bank opened its doors in Mobile. We strategically placed ourselves in Toulminville to make banking accessible for everyone. Our founders envisioned a local, community bank that would benefit citizens directly and foster community growth from within.
As a mission-driven, proudly Black-owned and -operated bank, we are deeply rooted in Mobile and its surroundings. We understand the challenges our community faces. Our success is tied to yours, and we’re committed to prioritizing your needs. Together, we’re building a stronger financial future for Mobile.
Banking that grows with you.
Take control of your finances with competitive rates, personalized service, and a bank rooted in Mobile, Alabama.
