Personal Banking

Achieve your goals with checking and savings accounts.

Enjoy no monthly fee or interest-bearing checking options you can access anytime, anywhere. All include a touchless debit or ATM card.

Free up your finances with our new Common Freedom Account.

Our new Common Freedom Account offers easy online management and instant funding for customers. 

A Black woman is looking at her smart phone and smiling.

Checking accounts that fit your needs.

Regular Checking Account

  • Our basic checking account for managing finances and building your future.
  • No monthly fee of $10 when balance above $100, the initial deposit amount required.
  • No interest.
  • Free initial order of checks at account opening.
  • Up to 2 free cashier checks per statement cycle.
  • Free stop payments.

Common Freedom Checking Account

  • Our most popular account.
  • No monthly fee, no minimum balance.
  • Only $25 initial deposit required.
  • No interest.
  • Fee for checks.

Money Market Checking Account

  • Let your money work for you.
  • $1,500 minimum deposit.
  • $25 monthly maintenance fee waived if balance is above $1,500.
  • Interest-bearing at 0.15%.
  • This account must be opened at a branch.

Savings accounts that grow your wealth.

Regular Savings Account

  • Save for your future and build wealth with this interest-bearing account.
  • $100 minimum deposit required.
  • Use your savings account for overdraft protection on your checking account.
  • Only 6 debit transactions per quarter; if greater, then $5 per transaction
  • Interest-bearing at 0.35%.

Holiday Club Savings Account

  • Save for special holiday occasions and gifts.
  • $25 minimum deposit required.
  • Distribution of all savings the first week of November.
  • $15 early withdrawal penalty.
  • No debit/ATM card. 
  • Interest-bearing at 0.06%.branch.
  • This account must be opened at a branch.

Children’s Savings Account

  • Teach your children the discipline of saving.
  • $25 minimum deposit required.
  • Parent must be signatory.
  • Interest-bearing at 0.35%.
  • This account must be opened at a branch.

CDs

  • Maximize your returns.
  • Invest in your near future, 3-month to 3-year terms.
  • This account must be opened at a branch.

Banking that grows with you.

Take control of your finances with competitive rates, personalized service, and a bank rooted in the community.

Contact Us

Member FDIC
Equal Housing Lender logo
A smiling Black woman in a suit is holding up a Commonwealth Bank debit card.